Shubham Jewellers · Rehti
How Suvarna Sanchay Works
The Smartest & Most Transparent Way to Save and Own Hallmarked Gold & Silver Jewellery
✨ 4-Step Simple Saving Process
1
Choose Your Plan
Select between Monthly Gold Plan (SSY) or Daily Flexible Savings (GDS). Start gold savings from just ₹100 or silver from ₹20.
2
Pay at Live Market Rate
Pay easily via UPI (PhonePe, GPay) or showroom counter. The exact gold/silver weight is booked into your account at that day’s rate.
3
Lock Rate & Accumulate
Whatever rate you booked at is locked forever! Even if market prices soar, your booked gold weight remains 100% protected.
4
Redeem Hallmarked Jewellery
Visit Shubham Jewellers showroom in Rehti, show your QR code/passbook, and choose your favourite 100% BIS hallmarked jewellery.
💎 Key Benefits for Customers
- Save in small comfortable amounts instead of heavy lump sums.
- Gold is booked instantly at the live rate on the day of payment.
- Rate-Lock Protection: Rise in gold prices will not reduce your gold grams.
- Full freedom to choose any gold or silver jewellery from Shubham Jewellers.
- Attractive making charges – only 7.99% for SSY monthly plan.
- 100% transparency with real-time passbook & instant official WhatsApp receipts.
- Backed by decades of trust and craftsmanship of Shubham Jewellers, Rehti.
- Available on Android (Google Play) and iPhone (Apple App Store).
❓ Frequently Asked Questions (FAQ)
Q1. What is the minimum amount required to start saving?
Under our flexible Gold Daily Savings (GDS), you can start saving gold with as little as ₹100, and silver with just ₹20. For our monthly Suvarna Samriddhi Yojana (SSY), you can choose fixed monthly weight plans (such as 1g, 2g, 5g, etc.).
Q2. What if gold or silver rates increase in the future?
This is the most powerful benefit of Suvarna Sanchay! Whenever you deposit money, that amount is converted into gold weight at that exact day’s live rate. Even if the market rate doubles in the future, you will receive the full booked weight of gold/silver upon redemption without any extra surcharge.
Q3. Can I choose any jewellery upon redemption?
Yes! There are no restrictions. You can choose any 100% BIS Hallmarked gold jewellery, gold coins, or silver jewellery (such as payal, bichhiya, puja articles, coins, or utensils) available at the Shubham Jewellers showroom in Rehti.
Q4. How do I make payments?
Payments can be made directly through the Suvarna Sanchay App using UPI (PhonePe, Google Pay, Paytm, BHIM), net banking, or debit/credit cards. You can also pay by cash directly at our showroom counter in Rehti.
Q5. Where is Shubham Jewellers located?
Our showroom is located in Rehti, District Sehore, Madhya Pradesh. You are always welcome to visit us during showroom hours, or call our customer helpline at +91 83050 85066.
🛡️ Account & Data Deletion Policy
In accordance with Google Play and Apple App Store user privacy policies, users can request the deletion of their Suvarna Sanchay account and associated personal data at any time.
Data that will be deleted:
- User profile details (name, phone number, email)
- Login and authentication credentials
- App usage and notification preferences
Data that may be retained:
- Financial transaction & invoice records (as mandated by Indian tax and accounting laws)
- KYC documents associated with physical jewellery purchases
How to Submit a Deletion Request:
To request account deletion, please email us with the subject line "Account Deletion Request" and include your registered mobile number.
📧 Official Support Email: support@jewelyaari.com
📞 Helpline: +91 83050 85066
Requests are verified and processed within 7–14 business days.